Insurance Net, Inc. was formed in 1996 by merging three long-standing independent agencies in Wharton, Texas - Worthing Insurance Agency(1925), McElroy/Hill Company (1973), and Sweeney Insurance Agency (1958).

Insurance Net, Inc. is an independent, multi-line property and casualty, life and health insurance agency. The agency is committed to the highest standards of service to our clientele, including competitive pricing and stable markets. We pursue several niche markets, including hotels/motels, schools, nurserymen, and churches.

Combined Agents of America became a reality after a period of brain-storming in 1997 among several independent insurance agents across Central Texas.

These agents wrote a business plan and method of operation by which agencies would maintain their independence while funneling combined premiums to bring larger volume commitments to the insurance carriers. The group shared this plan with major insurance companies who agreed to it. On October 1, 1007, Combined Agents of America, LLC or CAA was established.

Not only is CAA the leading independent agent with many of the top rated insurance companies in Texas, it is also one of the fastest growing. CAA has gone to great lengths to strengthen and enhance its relationships with companies and its clients.

The mission of Combines Agents of America, LLC is to strengthen our independent agency system through profitable growth with quality, stable insurance companies, and to provide unsurpassed service and a wider variety of products for our agents.

Trusted Choice agencies are dedicated to you and are committed to treating you as a person, not a policy. All Trusted Choice agencies adhere to a Pledge of Performance, designed to assure quality service that enables them to offer you competitive pricing, a broad choice of products and unparalleled advocacy.

Some people think it doesn’t really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn’t like buying bread or milk. Insurance is an important safety net for a family, a car, a home, or a business. Don’t treat the purchase lightly!

There is a difference in where you buy your protection. Many people don’t realize there are three sources of insurance:

Captive agents – sell you the insurance of only one company
Telephone representatives – offer you the insurance of one company, and only on telephone
Independent Insurance Agents and Brokers – represent an average of eight insurance companies and research these firms to find you the best combination of price, coverage, and service.

Your independent Insurance Agent or Broker:

• Is a licensed professional with strong customer and community ties
• Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
• Unlike other agents, is not beholden to any one company; thus, you don’t need to change agencies as your insurance and service needs change.
• Assists you when you have a claim.
• Is your consultant, working with you as you determine your needs.
• Offers you a choice of insurance plans and programs.
• Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage, and service.
• Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.
• Can periodically review your coverage to keep up with your changing insurance needs.
• Treats you like a person, not just a number.
• Customer satisfaction is the key to an independent agent’s livelihood. So, serving you is your independent agent’s most important concern.